How Great Real Estate Agents HELP?

Although, there are many reasons, it is in, either a potential buyer’s, or seller’s, best interest, to take advantage of the services of a quality, professional, experienced, service – focused, real estate agent. perhaps, the most important one, is, because, hiring the right person, for you, HELP you throughout the process, and transaction period, from the listing stage, through the closing, etc. Since agents, purchase, and sell properties, as their profession/ business, doesn’t it make sense, to, make them, help you, get the most desirable results, including, reducing stress/ tension, getting the best possible price, in the shortest period of time, and, providing clients with the commitment to ethics, which they deserve? With that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, using the mnemonic approach, how, understanding this, is helpful, and useful.

1. Heating; healing/ heals; honesty; humane: The humane emphasis, is a necessity of quality real estate representation! He must focus on healing the tensions, and stresses, holding clients hands, and soothing their fears and apprehensions! There is no service, unless/ until, it is based on absolute honesty, empathy, and integrity! The heating, and ventilation systems, of a house, is a core component, and, a real estate professional, should help, to direct, and advise, you, properly!

2. Excellence; endure; excellence; empathy; emphasis: Instead of accepting, good – enough, hiring the right agent, helps you seek, a higher level of excellence, throughout this process! Agents understand the ups – and – downs, of the process, and endure, and persist! They effectively listen, to the specific needs of their clients, so they might proceed with the utmost degree of empathy! How one places his emphasis, is extremely significant!

3. Listen; learning; lending: The finest, quality, service, comes from effectively listening, and learning, in order to customize the process! One of the areas, where agents, are able to direct, and help, is suggesting lending sources, etc, in order to attract better quality, potential, qualified buyers, for a specific property!

4. Planning; priorities; property; process: When most, try to sell their houses, on their own, they fail to recognize, and/ or, thoroughly plan, for the entire marketing and selling period, and process! Superior representation comes from professional planning, perceiving and addressing priorities, knowing the strengths and weaknesses of the specific property, and proceeding, in a well – considered, timely, planned manner!

Hiring the right, real estate agent, for you, and your personal situation, and needs, tends to, significantly, HELP, ease the stresses, strains, anxieties, etc, of the period, and maximizing the possibilities! Since, for most, their house, represents their single – biggest, financial asset, doesn’t it make sense?

The Great Crash Ahead by Harry S Dent, Jr With Rodney Johnson – Book Review

Synopsis of Content: Harry Dent has been confounding the “experts” for twenty years by predicting economic and financial trends and markets based largely on demographic data and economic cycles.

This is his fifth book in a series that has predicted economic trends. If Harry Dent is right yet again everyone should be reading this book! Dent’s thesis is relatively simple enough: he submits that demographic trends drive economic cycles that have been predictable for several centuries and that these cycles drive the economy regardless of much else that is going on.

This fifth book traces that giant “baby boom” generation – 92 million people in the US born between 1946 and 1964 who have had the greatest impact on our economy and society in the past half century. He explains how this large demographic changes demand for goods and services as they pass through different phases from the explosion of school construction in the 1960s to educate them to through the strong economy of the 1990s and early 2000s when they were at the peak of their consumptive period.

The Great Crash Ahead now predicts an economic depression from 2008-2018 or longer due to the aging of this demographic and its reduced demand for goods and services. Combined with misguided government and financial policies this cycle built a giant “bubble” for real estate and credit during the first decade of the 21st century. This period from 2001-2007 was seen as a good time with easy credit and easy access to home ownership.

All bubbles in the economy are self-correcting. Dent describes how the correction in this credit and housing bubble combined with the steady reduction in spending by the largest group of Americans is working to create the worst financial depression since the 1930s. He weaves through this the over extension of credit both to the government and the private sector and how it cannot be quickly repaired. This then inevitably leads to failures of the financial markets and significant price deflation for the next decade. Dent does not limit himself to the US. He explains how similar bubbles and demographic trends led to the depressed Japanese economy for the past 20 years and will lead to similar problems in Europe and China.

Dent bases much of this on an 80 year cycle of boom and bust that his research shows has repeated itself many times over the past several hundred years. Now 80 years after the great depression we are again in the “winter” of this cycle which will last ten to fifteen years before a new spring will lead to a slow recovery in the 2020s.

It is difficult to ignore Dent’s theory. In the late 1980s he predicted the demise of the Japanese economy when most economists and pundits were bullish on Japan. Likewise in the 1990s when many were predicting difficult times for the US economy Dent was predicting the boom of the 1990s and early 2000s. The book traces the failure of government to correct this cycle because it simply cannot do so. It examines the huge private and government debt which must be paid off or written down to restore the economy. His macro predictions have been spot on so far, making it foolish to ignore what he says now. If he is wrong it will be the first time in his three decades of predictions and if he is right we are in for some tough times.

At the end of the book Dent gives advice for how we can use this information to protect assets, invest wisely in this “new” world. He teaches how to forget the way of doing things that we learned over the past half century and learn how to adapt to a new economy.

To be sure Dent has his critics. A quick Google of his name and books shows a number of highly critical articles arguing that Dent assumes too much, that his analysis while technically impressive overlooks other factors that will influence the economy beyond his demographic predictions and some who offer complex Elliott wave analysis suggesting that Dent has it wrong.

At the same time he has some impressive supporters. David Bach, John Thomas, Kim and Charles Githler, and a long list of others endorse his book. I cannot say for sure whether Dent is right or the critics are – but if he is right, he bears consideration. Again, while some of the details of his predictions may not have always panned out perfectly one cannot overlook or dismiss the general accuracy of his predictions to date.

Usefulness: It must be noted that any predictions of future economic trends and behaviors are inherently fraught with risk. However if Dent’s predictions in this book are as accurate as his past analysis this will prove very useful to anyone saving for retirement, investing, running a business or choosing a career.

Readability/Writing Quality: Dent writes clearly and well. The book is full of rather complex economic and demographic analysis. It is not an easy book to read but well worth the effort to understand.

Notes on Author: Harry Dent is an author and head of the HS Dent Financial Advisor Network. He publishes a regular financial newsletter. He is author of The Great Boom Ahead, The Roaring 2000s Investor, The Next Great Bubble Boom and The Great Depression Ahead.

Three Great Ideas You Can Use:

1. The economy is driven primarily by demographic trends which in turn drive economic cycles. External activities including wars, natural disasters and government actions have a minimal effect on these trends. Understanding these cycles and trends is critical to plan for the future and protect investments.

2. In the later part of the first decade of this century we have entered a winter phase of a very large 80 year demographic and economic cycle. Nothing the government does will change this. This winter cycle will lead to large debt restructuring, market corrections and deflation. The period between 2008-2018 will look much like 1930-1940.

3. Understanding this mega trend and its inevitable consequences is essential to investing wisely over the next decade to protect current assets and exploit the winter economy.

Publication Information: The Great Crash Ahead by Harry S. Dent, Jr. with Rodney Johnson Copyright 2011 by H.S. Dent Publishing Published by Free Press, a division of Simon and Schuster

How Great Real Estate Agents NEGOTIATE, For You?

Although, every real estate agent, must be licensed, and comply, with, both the laws of the state, he does business, in, as well as the Code of Ethics, of the National Association of Realtors, some may be, better – suited, for you, than others. There are many factors, which might, influence, your important decision, of, who you should hire, to represent you (also known as, list your house). Since, for most people, their house represents, their single – biggest, financial asset, wouldn’t it make sense, for you, to choose wisely, when selecting your real estate agent? Often, one of the most essential skills, is overlooked, or misunderstood, This characteristic and skill, is the art and science of quality, effective negotiations. With that in mind, this article will attempt to consider, examine, review, and discuss, how great real estate agents, effectively negotiate for your best – interests, and make a real difference, for the better.

1. Listen far more than talk: One of the most overlooked aspects of negotiating, is proceeding, with a willingness, and ability, to listen, far more than talking. Since, for most of us, our favorite sound, is the sound, of our own voice, this becomes challenging, but is essential! When one effectively, listens, and learns from every conversation and experience, he becomes capable of providing customized, quality representation, focused on the needs, and priorities of his clients. This genuine empathy is rare, but how can anyone, hope, to do, what’s in a client’s best – interests, if it is not the driving force.

2. The art of negotiating: Negotiating is both, an art and a science, but, unless, one, first masters the art, it becomes, nearly impossible, to provide the best negotiations, for the specific homeowner. Negotiating begins during the interview stage, when the agent must demonstrate, clearly, his skill. A homeowner should observe, whether, an agent, can defend, effectively, the fee/ commission, he requests, because if someone can’t negotiate, in his own, best – interest, how will he be able to do so, for you? In addition, there is a need, for agent and client, to communicate clearly, so they proceed, consistently, on the same – page, throughout the entire transaction process, and period. How an agent explains his marketing plan, niche market/ audience focus, and creates a clear – cut strategy, will determine, how well he positions you, to be in the best possible, negotiating position!

3. The science of negotiating: There are certain specific techniques, needed, to negotiate, effectively. Some of these skills include: effective listening; understanding both your client and potential buyer’s needs, goals and priorities; accentuating the positive, while minimizing/ addressing, areas of weakness, etc; timely responses, always; and, closing the deal!

Master the art and science of quality negotiations, and you will be a better real estate agent! When you serve your clients, more effectively, and efficiently, you’ll do a better job!